New Data: Instant Disbursement Use Spikes 8X Since 2017

Measuring Consumers’ Growing Interest in Instant Payouts

PYMNTS Intelligence, in collaboration with Ingo Payments, has been tracking the growth of instant disbursements, which ballooned from 4.1% in April 2017 to 32% in January 2024. This latest study of 3,898 U.S. consumers, “Measuring Consumers’ Growing Interest in Instant Payouts,” explores the present and future of this payment rail.

Inside the March Study
  • 77%: Portion of consumers who would choose instant payments to receive disbursements when given the option
  • 48%: Share of consumers who received at least one government disbursement in the past year
  • 32%: Portion of consumers who regularly use instant to receive their disbursements

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